PLEASE READ THIS ENTIRE AGREEMENT. YOUR ACCESS TO SMARTIE POINTS MALL IS EXPRESSLY CONDITIONED UPON YOUR ACCEPTANCE OF THE TERMS OF THIS AGREEMENT.

All users of this site agree to the following terms and conditions and others applicable law. If you do not agree to these terms and conditions, please do NOT use this site.

THIS AGREEMENT IS A CONTRACT BETWEEN YOU AND SMARTIE POINTS MALL AND CAN BE ACCEPTED ONLY BY AN ADULT OF LEGAL AGE OF MAJORITY IN THE COUNTRY IN WHICH YOUR SMARTIE POINTS MALL ACCOUNT IS REGISTERED.

A purchase of a virtual product (including but not limited to books, articles, videos, audios, software, graphics and templates) constitutes an irrevocable contract, whereby you, the customer, agrees that the virtual product is a tangible product with an inherent value.

All Transactions are final and non-refundable. Content prices may change at any time.

For a copy of these terms and conditions, please send request by email (help@smartiepointsmall.com)

We supply virtual products published by a variety of sources. We make no warranty or guaranty as to their content.

Incorporated herein are our current terms-and-conditions.

Chargebacks

CHARGEBACKS ARE NOT PERMITTED. If you have an issue with your charges, DO NOT CHARGE BACK. Please contact us at help@smartiepointsmall.com or smartiepointsmall@gmail.com and we will be glad to assist you and, if it is the case, reverse all charges. Doing this avoids cost of chargeback fees, collections, legal and court fees, as we are obligated to fully prosecute all chargebacks, and in the case of alleged fraud we will file criminal charges. We have a presence in nearly every state and collectors and attorneys on retainer. You are required to contact us and request the refund, no matter the reason.  This saves the cardholder from the embarrassment of being blacklisted online and having a public legal and/or criminal filing and saves us from the costly collection process and maintains our stellar reputation for honesty, integrity and fairness.

eBook disclaimer

  • Copyright notice
  • Copyright and or trademarks are owned by Cyber Industries Inc or its publishers.
  • You are permitted to download one time. In the case of a download problem contact, help@smartiepointsmall.com

License to use eBooks

Subject to your payment of the applicable price and compliance with the restrictions below and the other terms of this disclaimer, we grant to you [a worldwide, non-exclusive and non-transferable license to:

  • download a copy of the eBook;
  • store and view a single copy of the eBook and share with any device owned by you; and,
  • print a single copy for your personal use;
  • You must not in any circumstances:
  • publish, republish, sell, license, sub-license, rent, transfer, broadcast, distribute or redistribute the eBook or any part of the eBook;
  • edit, modify, adapt or alter the eBook or any part of the eBook;
  • use the eBook or any part of the eBook in any way that is unlawful or in breach of any person's legal rights under any applicable law, or in any way that is offensive, indecent, discriminatory or otherwise objectionable];
  • use the eBook or any part of the eBook to compete with us, whether directly or indirectly; or
  • [use the eBook or any part of the eBook for a commercial purpose].

You must retain, and must not delete, obscure or remove, all copyright notices and other proprietary notices in the eBook.

The rights granted to you by this disclaimer are personal to you, and you must not permit any third party to exercise these rights.

If you breach this disclaimer, then the license set out above will be automatically terminated upon such breach (whether or not we notify you of termination).

Upon the termination of the license, you will promptly and irrevocably delete from your computer systems and other electronic devices any copies of the eBook in your possession or control and will permanently destroy any paper or other copies of the eBook in your possession or control.

Digital rights management

You acknowledge that this eBook is protected by digital rights management technology, and that we may use this technology to enforce the terms of this disclaimer.

Pirate copies

If you have bought or received a copy of this eBook from any source other than [us or [other sources]], then that copy is a pirate copy. If this has happened to you, please let us know by email to help@smartiepointsmall.com.

No advice

The eBook contains information about a variety of subject matter and Cyber Industries makes no assurance as to its completeness, accuracy or viability.

You must not rely on the information in the eBook as an alternative to legal OR medical OR financial OR other matters subject to protection and/or regulation. You should seek advice from an appropriately qualified professional. If you have any specific questions about any such matter you should consult an appropriately qualified professional.

If you think you may be suffering from any medical condition you should seek immediate medical attention. You should never delay seeking medical advice, disregard medical advice, or discontinue medical treatment because of information in the eBook.

You should never delay seeking legal advice, disregard legal advice, or commence or discontinue any legal action because of information in the eBook.

Limited warranties

While we endeavor to ensure that the information in the eBook is correct, we do not warrant or represent its completeness or accuracy.

We do not warrant or represent that the use of the eBook will lead to any particular outcome or result.

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to this eBook and the use of this eBook.

Limitations and exclusions of liability

Nothing in this disclaimer will:

  • limit or exclude any liability for death or personal injury resulting from negligence;
  • limit or exclude any liability for fraud or fraudulent misrepresentation;
  • limit any liabilities in any way that is not permitted under applicable law;
  • exclude any liabilities that may not be excluded under applicable law; or
  • limit or exclude any mandatory rights that you have as a consumer under applicable law.

The limitations and exclusions of liability set out in this disclaimer:

  • are subject to the preceding provision; and
  • govern all liabilities arising under this disclaimer or relating to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty, except to the extent expressly provided otherwise in this disclaimer.
  • We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.
  • We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.
  • We will not be liable to you in respect of any loss or corruption of any data, database or software.
  • We will not be liable to you in respect of any special, indirect or consequential loss or damage.

Trademarks

Our logos and our other registered and unregistered trademarks are trademarks belonging to us; we give no permission for the use of these trademarks, and such use may constitute an infringement of our rights.

The third party registered and unregistered trademarks and service marks that feature in our eBook are the property of their respective owners and, unless stated otherwise in this disclaimer, we do not endorse and are not affiliated with any of the holders of any such rights and as such we cannot grant any license to exercise such rights.

FULFILLMENT

Once payment is processed you will receive two emails.

A Confirmation Email that Is title Order Confirmation

An email advising you that the virtual product that you bought is available for download.

You must reply to one of the emails confirming that you received the product, that you are satisfied, and unconditionally and irrevocably agree with the terms and will not dispute the charge.

If you require further assistance, please contact us at help@smartiepointsmall.com

Law and jurisdiction

This disclaimer shall be governed by and construed in accordance with U.S. Law.

Any disputes relating to this disclaimer shall be subject to the court in Broward County, Florida.

Any questions or concerns regarding Cyber Industries Inc., www.smartiepointsmall.com, its products and business should be sent to help@smartiepointsmall.com