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THIS AGREEMENT IS A CONTRACT BETWEEN YOU AND SMARTIE POINTS MALL AND CAN BE ACCEPTED ONLY BY AN ADULT OF LEGAL AGE OF MAJORITY IN THE COUNTRY IN WHICH YOUR SMARTIE POINTS MALL ACCOUNT IS REGISTERED.

A purchase of a virtual product (including but not limited to: books, articles, videos, audios, softwares, graphics and templates) constitutes an irrevocable contract, whereby you, the customer, agrees that the virtual product is a tangible product with an inherent value.

All Transactions are final and non-refundable. Content prices may change at any time.

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